Century Oak Financial SolutionsContact
Mortgage & Protection Advice · Staffordshire & Beyond

Your mortgage, handled from start to finish.

As part of the UK's largest mortgage network, I search over 120 lenders — including exclusive products not available directly or on the high street — to find the right solution for your circumstances. Then I manage every part of the process, so you don't have to.

John Pickering, founder of Century Oak Financial Solutions, in Staffordshire
John Pickering
Founder · Mortgage & Protection Adviser
120+
Lenders on Panel
Including exclusive products
UK's Largest
Mortgage Network
HL Partnership
Exclusive
Rates & Products
Not on the high street
End-to-End
Process Management
One point of contact
Why Choose Century Oak Financial

More than a mortgage broker.

Large Panel of Lenders

We access 120+ lenders including exclusive products unavailable on the high street or directly from banks.

Exclusive Lender Rates

Our network relationships unlock products and rates not available to the general public — more choice, more savings.

One Point of Contact

You deal with me directly — start to finish. I liaise with your lender, solicitor, estate agent, and conveyancer on your behalf, so you always know who to call.

I Can Take It Off Your Plate

As well as mortgage advice, I can assist with arranging conveyancing, legal referrals, and co-ordinating the wider transaction if you would like me to.

John Pickering, founder of Century Oak Financial Solutions
About Century Oak Financial

I am not the adviser who hands you a recommendation and disappears.

Century Oak Financial Solutions is built on the same values that underpin everything the Century Oak name stands for — trust, professionalism, and a long-term view.

I set up Century Oak Financial Solutions because I believe getting the right mortgage is about far more than finding a rate. It is about understanding your circumstances, searching the market properly, and having someone in your corner who will see the whole process through.

The Process

What to expect when you work with me.

01

Initial Consultation

We start with a free, no-obligation conversation to understand your situation, goals, and timeline. No forms, no commitment — just a straight conversation about what you need.

02

Fact Find & Recommendation

I conduct a full fact find — a detailed conversation about your circumstances that typically takes around 45 minutes. This allows me to search over 120 lenders and make a properly informed recommendation tailored to you.

03

Application & Liaison

I handle your mortgage application and liaise with all parties throughout — your lender, solicitor, estate agent, and conveyancer — keeping things moving and keeping you informed.

04

Through to Completion

I stay with you right through to completion. And I remain available for any future mortgage or protection needs once you are settled in.

Our approach to fees. Unlike many brokers who operate on a no-fee basis, the service I provide is fully managed from first conversation through to completion. A fee applies for this service and reflects the depth of support and personal attention you receive throughout your transaction. The exact amount will depend on your circumstances and will always be clearly confirmed and agreed with you before any commitment is made.
Ready to begin?

Find your perfect mortgage. Start the conversation.

Book a free, no-obligation consultation — or call 07535 749 328 directly.